Legal

TERMS AND CONDITIONS

CareWise Terms and Conditions

Effective Date: 28 June 2026

Business Name: CareWise — Excellence in Aged Care Education

Country of Operation: South Africa

Contact: carewisetraining@gmail.com

1. Introduction

These Terms and Conditions govern your purchase, download, access to, and use of any digital product, workbook, training module, resource, or related material supplied by CareWise (“Products”).

By purchasing, downloading, accessing, or using any CareWise Product, you agree to be bound by these Terms and Conditions. If you do not agree, please do not purchase or use our Products.

2. About CareWise

CareWise provides digital self-learning educational materials designed to support learning and professional development in aged care and related care environments.

3. Products

All CareWise Products are digital products delivered electronically. Product formats may include, but are not limited to:

• PDF workbooks

• Downloadable training resources

• Guides, templates, and supporting materials

Unless otherwise stated, Products are sold as self-paced educational resources and do not include live teaching, direct supervision, coaching, accreditation, or formal professional registration.

4. Licence Grant

When you purchase a CareWise Product, you are granted a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to use that Product only as expressly permitted by these Terms.

A single-user licence permits:

• Personal use by the individual purchaser for their own learning or professional development

• Storage of the Product on the purchaser’s personal devices

• Printing of one copy for personal reference, unless otherwise stated

A multi-user or organisational licence permits internal use only within the scope expressly purchased or agreed in writing.

Purchase of a Product does not transfer any copyright, ownership, or intellectual property rights to the purchaser.

5. Prohibited Use

Unless CareWise has given prior written permission, you may not:

• Reproduce, copy, distribute, or share any Product in whole or in part

• Email, upload, or otherwise circulate Products to other individuals

• Resell, sublicense, rent, or commercially exploit any Product

• Use a single-user Product in group training, classroom teaching, or staff development sessions

• Modify, adapt, translate, rebrand, or create derivative works from a Product for redistribution

• Remove, obscure, or alter any copyright, trademark, or proprietary notice

6. Multi-User and Organisational Use

Care homes, employers, training organisations, agencies, NGOs, and other institutions wishing to use CareWise materials for more than one learner, staff group, or internal training programme must obtain an appropriate multi-user or organisational licence.

For licensing enquiries, please contact: carewisetraining@gmail.com

7. Prices, Payment, and Taxes

All prices are displayed in the currency shown at checkout. Unless otherwise stated, prices do not include any taxes, duties, levies, bank charges, or currency conversion costs that may apply in your location.

Payments are processed securely by our third-party e-commerce and payment service providers. CareWise does not directly store or process payment card details.

By making a purchase, you confirm that you are authorised to use the selected payment method.

8. Delivery

Products are delivered electronically after successful payment confirmation, usually by download link, account access, email, or other digital delivery method provided at checkout.

You are responsible for:

• Entering a correct email address

• Checking spam or junk folders

• Ensuring your device can open the file format supplied

If you do not receive your Product within 24 hours of confirmed purchase, please contact: carewisetraining@gmail.com

9. Refunds

Because CareWise Products are digital and are usually made available immediately after purchase, refunds are generally not available once a Product has been downloaded, accessed, or delivered electronically, except where required by law.

Refund requests may be considered in cases such as:

• Duplicate purchase made in error

• Technical failure preventing access to the Product

• The Product delivered being materially different from its description

Please refer to the separate CareWise Refund Policy for full details.

10. Educational Use and Professional Responsibility

CareWise Products are supplied for general educational and informational purposes only. They are not a substitute for:

• Clinical supervision

• Employer training or induction

• Country-specific legal compliance training

• Accredited professional qualifications

• Advice from qualified healthcare, nursing, legal, or regulatory professionals

It is the responsibility of each user, employer, and organisation to ensure that any use of CareWise materials is appropriate to the learner’s role, scope of practice, workplace policies, supervision requirements, and applicable local laws and regulations.

11. Disclaimer of Warranties

CareWise aims to provide accurate, useful, and well-prepared educational materials. However, all Products are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, CareWise makes no guarantees, warranties, or representations regarding:

• Fitness for a particular purpose

• Uninterrupted or error-free availability

• Suitability for a specific employer, jurisdiction, or regulatory framework

• Employment outcomes or certification outcomes

12. Limitation of Liability

To the fullest extent permitted by law, CareWise, its authors, contributors, and representatives shall not be liable for any indirect, incidental, consequential, special, or punitive loss or damage arising from or related to:

• Use of or reliance on any Product

• Inability to access or use any Product

• Misuse or misapplication of the content

• Decisions made in care settings based on the Product content

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded under applicable law.

13. Intellectual Property

All CareWise Products and related content, including text, structure, wording, branding, graphics, logos, and downloadable materials, remain the exclusive intellectual property of CareWise unless otherwise stated.

14. Privacy

Your personal information is handled in accordance with the CareWise Privacy Policy.

15. Changes to Products or Terms

CareWise may update these Terms and Conditions from time to time. The version published on the website at the time of purchase or use will apply unless otherwise required by law.

We may also improve, revise, withdraw, or replace Products at our discretion.

16. Governing Law

These Terms and Conditions are governed by the laws of the Republic of South Africa.

If you access our Products from outside South Africa, you remain responsible for compliance with any local laws that apply to you, to the extent they apply.

17. Contact

For questions regarding these Terms and Conditions, please contact:

carewisetraining@gmail.com

PRIVACY POLICY

CareWise Privacy Policy

Effective Date: 26 June 2026

Business Name: CareWise — Excellence in Aged Care Education

Country of Operation: South Africa

Contact: carewisetraining@gmail.com

1. Introduction

CareWise respects your privacy and is committed to protecting your personal information. This Privacy Policy explains what personal information we collect, how we use it, how we store it, and the rights you may have in relation to that information.

CareWise operates from South Africa and seeks to process personal information responsibly and in accordance with applicable privacy laws, including the Protection of Personal Information Act, 2013 (POPIA), where applicable.

2. Information We Collect

We may collect and process the following personal information:

• Your name

• Your email address

• Billing or purchase-related details

• Order history and product access records

• Communications you send to us

• Technical information such as IP address, browser type, device type, and website usage data where collected through our website or service providers

• Any information you voluntarily provide when contacting us

We do not directly collect or store full payment card details. These are processed by our third-party payment service providers.

3. How We Collect Information

We may collect information:

• When you purchase a Product

• When you contact us by email or through a website form

• When you sign up to receive updates or product information

• When you browse our website

• Through trusted third-party service providers that help us operate our website, store, delivery systems, analytics, or communications

4. How We Use Your Information

We may use your personal information to:

• Process and fulfil purchases

• Provide product access or delivery

• Respond to customer support enquiries

• Send important transactional communications

• Provide product-related updates where relevant

• Improve our website, products, and customer experience

• Maintain security and prevent misuse

• Comply with legal, tax, accounting, or regulatory obligations

5. Lawful Basis for Processing

Where applicable, we process personal information on one or more of the following grounds:

• Performance of a contract with you

• Compliance with legal obligations

• Our legitimate business interests, where those interests do not override your rights

• Your consent, where consent is required

6. Marketing Communications

If you subscribe to updates, newsletters, or promotional communications, we may send you relevant information about CareWise Products or services.

You may unsubscribe from marketing communications at any time by using the unsubscribe option provided or by contacting us at carewisetraining@gmail.com.

We do not sell or rent your personal information to third parties for their own marketing purposes.

7. Sharing of Personal Information

We may share personal information only where reasonably necessary with trusted third-party service providers, such as providers of:

• Website hosting

• Payment processing

• E-commerce checkout

• Digital file delivery

• Email communication

• Analytics

• Technical support

These providers may process information on our behalf and under their own privacy and security practices.

We may also disclose personal information where required by law, regulation, court order, or lawful request from a competent authority.

8. International Transfers

Because digital services may use servers, systems, or providers located outside South Africa, your personal information may be stored or processed in other countries.

Where this occurs, we will take reasonable steps to ensure that appropriate safeguards are in place and that your information is handled with adequate protection.

9. Data Retention

We retain personal information only for as long as reasonably necessary for:

• Providing Products and support

• Maintaining business and financial records

• Resolving disputes

• Enforcing our agreements

• Complying with legal, accounting, or tax obligations

When personal information is no longer reasonably required, we will take appropriate steps to delete, anonymise, or securely destroy it.

10. Data Security

We take reasonable technical and organisational measures to help protect personal information against loss, misuse, unauthorised access, disclosure, alteration, or destruction.

However, no system of internet transmission or electronic storage is completely secure, and we cannot guarantee absolute security.

11. Cookies and Similar Technologies

Our website may use cookies or similar technologies to:

• Enable website functionality

• Improve performance and usability

• Understand visitor behaviour

• Support embedded third-party services such as checkout tools or analytics

You can usually control cookies through your browser settings. Disabling cookies may affect website functionality.

12. Your Rights

Subject to applicable law, you may have the right to:

• Request access to personal information we hold about you

• Request correction of inaccurate or incomplete information

• Request deletion of personal information where appropriate

• Object to certain types of processing

• Withdraw consent where processing is based on consent

• Request that we limit certain uses of your information

• Lodge a complaint with a relevant supervisory or regulatory authority

To exercise these rights, contact:  carewisetraining@gmail.com

13. Third-Party Websites and Services

Our website or store may contain links to third-party websites, platforms, or payment providers. Their privacy practices are governed by their own policies, and CareWise is not responsible for the content, privacy practices, or terms of those third parties.

14. Children

CareWise Products are intended for adult learners or those legally able to enter into a purchase arrangement. We do not knowingly collect personal information from children in violation of applicable law.

15. Complaints

If you believe your privacy rights have been affected, please contact us first so we can try to resolve the matter.

You may also lodge a complaint with the Information Regulator (South Africa) if applicable.

16. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted with a revised Effective Date.

17. Contact

For privacy-related queries, please contact:

carewisetraining@gmail.com

REFUND POLICY

CareWise Refund Policy

Effective Date: 26 June 2026

Business Name: CareWise — Excellence in Aged Care Education

Country of Operation: South Africa

Contact: carewisetraining@gmail.com

Our Commitment

At CareWise we take pride in offering carefully prepared educational products and want customers to feel confident when purchasing from us.

Digital Product Policy

CareWise sells digital products that are typically delivered immediately or made accessible electronically after purchase. Because of this, refunds are generally limited once a Product has been downloaded, accessed, or delivered electronically.

General Refund Position

Refunds are generally not available for:

• Change-of-mind purchases

• Accidental purchases where the Product description was clear

• Inability to use the Product because the purchaser does not have compatible software or a suitable device, where the file format was clearly stated

• Dissatisfaction based solely on personal preference after access has been provided

This policy applies except where required by law.

Exceptions

We may review refund requests in circumstances such as:

• You were charged more than once for the same Product

• A technical error prevented access to or download of the Product

• The Product delivered was materially different from its description

• Another exceptional circumstance exists that, in our reasonable discretion, justifies a refund

How to Request a Refund

Submit your request to carewisetraining@gmail.com within 7 days of purchase. Please include:

• Your full name

• Your purchase email address

• The Product name

• The purchase date, if known

• A brief description of the issue

• Supporting screenshots or details, where helpful

Review Process

We aim to review refund requests fairly and respond within 3 business days, although response times may occasionally vary.

Approved Refunds

If a refund is approved, it will be processed through the original payment method or through the original purchase platform, where possible.

The time it takes for funds to appear may depend on your bank, card provider, or payment platform.

Access Following Refund

If a refund is granted, your licence to use the Product ends immediately. You must delete any downloaded copies and stop using the refunded Product.

Contact

For refund requests or questions, please contact:

carewisetraining@gmail.com

DISCLAIMER

CareWise Educational Disclaimer

Effective Date: 26 June 2026

Business Name: CareWise — Excellence in Aged Care Education

Country of Operation: South Africa

Contact: carewisetraining@gmail.com

Purpose of This Disclaimer

The educational materials produced and sold by CareWise — Excellence in Aged Care Education are designed to support understanding, reflection, and professional development in aged care and related care settings.

These materials are intended for general training and informational purposes only.

No Clinical, Medical, Nursing, Legal, or Regulatory Advice

CareWise Products do not constitute:

• Clinical advice

• Medical advice

• Nursing advice

• Legal advice

• Regulatory compliance advice

• Professional diagnosis or treatment guidance

The materials are not a substitute for:

• Accredited professional training

• Registered nursing or healthcare qualifications

• Employer induction or workplace training

• Direct supervision by appropriately qualified professionals

• Local legal or regulatory guidance

Scope of Practice and Local Compliance

Care practices vary across countries, workplaces, care settings, and professional roles.

It is the responsibility of the individual user, employer, educator, supervisor, and care facility to ensure that any action taken in practice is consistent with:

• The user’s scope of practice

• Applicable laws and regulations

• Local safeguarding duties

• Workplace procedures and policies

• Professional codes of conduct

• Supervision and reporting requirements

No Guarantee of Outcomes

CareWise does not guarantee that use of its Products will:

• Qualify a person for employment

• Satisfy any licensing or registration requirement

• Meet the standards of a particular employer, institution, regulator, or country

• Prevent clinical incidents, complaints, or errors in practice

Currency of Information

While every reasonable effort is made to provide accurate and useful information at the time of publication, CareWise does not guarantee that every statement or recommendation will remain complete, current, or suitable in every jurisdiction or care setting.

Healthcare knowledge, care standards, and best-practice guidance evolve over time.

No Liability

To the fullest extent permitted by law, CareWise, its authors, contributors, and representatives accept no liability for:

• Clinical or care decisions made on the basis of the materials

• Outcomes resulting from the application or misapplication of the materials

• Errors, omissions, or outdated information

• Losses or damages arising from reliance on the content

Nothing in this disclaimer excludes liability that cannot lawfully be excluded.

Contact:  For queries regarding this disclaimer, please contact:

carewisetraining@gmail.com

COPYRIGHT NOTICE

CareWise Copyright and Licensing Notice

© CareWise — Excellence in Aged Care Education. All rights reserved.

Effective Date: 26 June 2026

Business Name: CareWise — Excellence in Aged Care Education

Country of Operation: South Africa

Contact: carewisetraining@gmail.com

Ownership

All content produced, published, sold, or distributed by CareWise — including but not limited to workbooks, training modules, written text, graphics, logos, layouts, framework structure, educational wording, and downloadable resources — is the intellectual property of CareWise unless otherwise stated, and is protected by applicable copyright, trademark, and related laws.

No Transfer of Ownership

Purchase, download, or access to a CareWise Product does not transfer ownership, copyright, trademark rights, or any other intellectual property rights to the purchaser.

Permitted Use

Unless otherwise stated, a standard purchase grants a single-user licence only.

A single-user licence permits the following:

• Personal use by the individual purchaser

• Storage on the purchaser’s own devices

• Printing of one copy for personal reference

Prohibited Use

The following are strictly prohibited without prior written permission from CareWise:

• Reproduction or copying of any Product in whole or in part

• Distribution, forwarding, sharing, uploading, or making the Product available to others

• Reselling, sublicensing, renting, or commercially exploiting the Product

• Use of the Product in workshops, classes, group training, staff development, or teaching sessions

• Modification, translation, adaptation, or rebranding of the Product for redistribution

• Removal, obscuring, or alteration of any copyright, trademark, or proprietary notice

Multi-User and Organisational Licences

Care facilities, agencies, training providers, employers, and other organisations wishing to use CareWise Products for more than one learner, team, or staff group must obtain an appropriate multi-user or organisational licence.

For licensing enquiries, please contact:  carewisetraining@gmail.com

Reporting Infringement

If you become aware of unauthorised copying, sharing, resale, or distribution of CareWise materials, please report it to:

carewisetraining@gmail.com

Governing Law

This Copyright and Licensing Notice is governed by the laws of the Republic of South Africa and applicable international copyright principles and conventions where relevant.

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